National Bureau of Zimbabwe (COMESA Yellow Card)

The Bureau is responsible for the operation of the COMESA Yellow Card scheme. The Bureau has its own Constitution (under the umbrella of ICZ) and is managed by a committee elected by the participating members guided by the COMESA Instruments and the Yellow Card manual. The COMESA Yellow Card scheme provides Third Party Cover to motorists travelling to COMESA member countries outside Zimbabwe. The cover provided is in accordance with the legal requirements of the country being visited. ICZ members who underwrite motor business are members of the Bureau on an equal share basis in each underwriting year. They also collect premiums on behalf of the Bureau for a commission.

 

YELLOW CARD

Yellow Card is a third-party motor vehicle insurance for cross border travelling motorists travelling in the COMESA region.

WHAT IS A YELLOW CARD SCHEME?

    • It is a regional third-party motor vehicle insurance scheme recognised by COMESA member countries as evidence of guarantee to provide the minimum insurance cover required by the laws of the country visited by the travelling motorist.
    • It was established by a protocol signed by Heads of State and Government in 1986, and became operational on 1st July, 1987.

THE YELLOW CARD

    • It is a motor insurance certificate equivalent of a policy of insurance.

OBJECTIVES

The objectives of the scheme are:

    • To provide at least minimum guarantee, for road accident victims, compensation for injury or damage which may be sustained as a result of inter-state road traffic accidents
    • To facilitate easy movement of vehicles, persons and goods, and encourage the development of trade and tourism in the region;
    • To provide the insurance industry with a simple and economical mechanism to operate.

COVER PERIOD

The scheme provides third party motor vehicle liability insurance in accordance with the laws and regulations in force in the country visited by the motorist.

BENEFITS

The scheme provides the following compensation:

Property Damage:                           USD3 000.00

Death:                                                USD3 000.00

Permanent Disability:                     % of death benefit

Medical/Funeral Expenses:           USD1 000.00

 

PARTICIPATING COUNTRIES

The scheme is currently operational in the following countries: Burundi, Democratic Republic of Congo, Eritrea, Ethiopia, Kenya, Malawi, Rwanda, Tanzania, Uganda, Zambia and Zimbabwe.

Other member countries are making preparations and are expected to join soon.

 

WHERE TO OBTAIN THE CARD

The Yellow Card for inter-state travelling motorists is obtainable from the branch network of all registered local short-term insurance companies operating in Zimbabwe.

    • CBZ Insurance
    • Champions Insurance
    • Cell Insurance
    • Hamilton Insurance
    • Clarion Insurance Company
    • Credsure Insurance
    • Evolution Insurance
    • Export Credit Guarantee Corporation
    • FBC Insurance
    • Alliance Insurance
    • Old Mutual
    • Allied Insurance
    • NicozDiamond
    • Ecosure
    • Safel Insurance
    • Quality Insurance
    • Sanctuary Insurance
    • Zimnat Insurance

 

CONVINIENCE OF BUYING THE YELLOW CARD IN ADVANCE

    • No delays at the border
    • No delays after the happening of an accident in a foreign country
    • Claims are paid by the National Bureau of the country in which the accident occurs, in their local currency.
    • All the insured has to do after an accident is to report the accident to the local police and National Bureau listed below.

 

ADDRESSES OF THE NATIONAL BUREAUX

BURUNDI:

Societe d’Assurance du Burundi (SOCABU)

B P. 2440, Bujumbura, Burundi

Tel.: 26520 Tix: BDI (257) 5113

Fax: (257) 226803

 

D R. CONGO:

Societe Nationale D Assurance (SONAS)

P.O. Box 3443, 6466 Boulevard Du 30 Juin, Immeuble Kinshasa, Democratic Republic of Congo,

Phone: +243 812 136 031

 

ERITREA:

National Insurance Corporation of Eritrea

P.O. Box 881, Bdho Ave.

171 Asmara,  Eritrea,

Tel.: (291-1) 123000

 

ETHIOPIA:

Ethiopian Insurance Corporation

P.O. Box 2545, Addis Ababa, Ethiopia

Tel.: (251-1) 515055, Tix: 21229

Fax: (251-1) 517499

 

KENYA:

Kenya Re-insurance Corporation

P.O. Box 30271, Nairobi, Kenya

Tel.: (254-2) 240188, Tix: 2204

Fax: (252-2) 339161

 

MALAWI:

Insurance Association of Malawi

P.O. Box 1021, Galaxy House, Blantyre, Malawi

Tel.: (265) 622966, Fax: (265) 621215

 

RWANDA:

Societe Nationale d Assurance du Rwanda

(SONARWA), P.O. Box 1035,

Kigali, Rwanda,

Tel.: (250) 72101, Tix: 22540, Fax: (250) 72052

 

SWAZILAND:

Swaziland Royal Insurance Corporation Ltd, P.O. Box 917,

Mbabane, Swaziland

Tel.: (09268) 46415/43231, Tix: 2043 WD, Fax: (268) 46415

 

TANZANIA:

National Insurance Corporation of Tanzania, Ltd

P.O. Box 9264, Dar-Es-Salaam, Tanzania,

Tel.: 9255-51 26561/8, Tix: 41146, Fax: 46897

 

UGANDA:    

National Insurance Corporation of Uganda

P.O. Box 7134, Kampala, Uganda,

Tel.: (256-41) 258001/10, Tix: 61227, Fax: (256-41) 259925

 

ZAMBIA:       

Zambia State Insurance Corporation Ltd,

ZSIC General Insurance Limited Premium House,

P.O. Box 30894, Lusaka, Zambia

Tel +260 211 229345 / 57

 

ZIMBABWE:

Insurance Council of Zimbabwe (National Bureau of Zimbabwe)

4 Josiah Tongogara Avenue

Harare, Zimbabwe

Tel.: 263 86 77007101

263 242 708031-2

 

 

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